The Universal Insurance Company Limited – a part of Bibojee Group of Companies was established by an eminent industrialist the late Lt. Gen. R. M. Habibullah Khan Khattak . This Company entered into insurance market in 1960.
The company is fully protected through its world renowned re insurers among are: –

With the vast and diversified reinsurance arrangements the Universal Insurance Company is able to underwrite risks of heavy magnitude. For larger industrial risks Company has standing facultative reinsurance arrangements with local insurance companies. Further – more Company’s policy to provide prompt service coupled with excellent claim settling record of about four decades “ Universal” has been chosen by large industrial units for providing them efficient technical insurance services.

This clientage includes Textile/Spinning Mills, Flour Mills, Sports and Surgical Manufacturers, Garment Factories, Sugar Mills, Ghee Industries, Automobile and various other industrial projects the number of which runs over fifteen thousand. Amongst these some industrial Projects are: –

We are on approved panel of local and foreign Banks/Financial Institutions/Leasing Companies and Modarabas etc. With reasonable bank limits, which enable us to underwrite risks of heavy magnitude.